Group Health Insurance

Group Health Insurance

Health insurance for employees is almost a necessity in today’s marketplace.  With healthcare costs rising, employees are looking for employers that provide this as part of their compensation.  Providing group health insurance is a great way for your business to recruit and retain staff, not to mention the peace of mind knowing your employees are receiving healthcare.

There are over 3000 different plans we have to offer, however, we sit down with you and determine what the best options are for you, and your employees.  Depending on the plan you choose, your business can cover employees only, or can choose to offer coverage to the family and financial dependents of employees. Furthermore, we can help your company determine how to cover the premiums.  Whether your company covers the premiums in full, or whether you share the costs with your employees, Legacy Health Consultants can help with this decision..

The cost of your group health insurance will vary based on several factors.  These include, what type of business you operate, where your business is based, the number of employees that will have coverage, as well as the age of the employees.

Medical history and pre-existing conditions of the employees don’t matter since the Affordable Care Act took effect. Because the risk is pooled with group health insurance, the price your business pays per employee is usually much less than the average amount they’d pay if they bought insurance individually.

Premiums for group health insurance are fully tax deductible. Even small businesses can take advantage of the tax benefits by receiving tax credits worth up to half of the premiums.

Ready to offer group health insurance to your employees? Contact us today to get started!